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Fintech · Onshore engineering

Cheap hours don'tsurvive an audit.

Onshore fintech development with senior review on every merge — at offshore economics.

KYB flows, partner integrations, fraud rules — offshore ships code that passes demo and fails audit. Tylt pairs product leads with senior engineers who own architecture, security, and compliance context. Shadow eval on your backlog before you pay full price.

Book a scoping callSee how it works →
SOC 2 & PCI-aware delivery
Named senior engineer on every account
Product specs from your business asks
Tylt Workspace · Shadow eval · Compliance backlog
shadow mode · audit-safe replay
11 would ship · 5 flagged · 2 for review
Replay — last 18 fintech feature & compliance tickets
KYB vendor webhook — status sync + retry
would ship
Partner API — OAuth + scoped settlement access
flagged
Fraud rule engine — velocity limits by segment
would ship
PCI scope reduction — tokenization migration
review
Reg E dispute workflow — SLA timers + audit log
would ship
vs offshore: ~6 weeks per compliance-sensitive featureTylt estimate: 4–7 days per feature
45%
Of AI-generated code carries OWASP-class flaws
100%
Senior review before production
≤2×
Fully loaded cost vs offshore
5 days
To credible week-1 deliverable
The fintech CTO

Ambiguous work is where offshore gets expensive

Maintenance tickets are fine offshore. Partner integrations, fraud logic, and audit findings need someone who owns the outcome — not a queue across time zones.

Tylt for fintech
Senior engineers who understand PCI, auth, and audit trails
Product lead turns regulatory asks into scoped, shippable work
Every merge reviewed — no blind AI output in production
SOC 2 documentation and MSAs for enterprise clients
Shadow eval proves velocity on your compliance backlog
Offshore fintech bench
Builds what the ticket says — misses the regulatory subtext
You become the architect for every ambiguous feature
Audit findings become emergency rewrites on your dime
Secrets and PII risk in rushed AI-generated patches
Six-week cycles while partners and auditors wait
Fintech-ready

Ship fast without trading away compliance

Velocity and auditability aren't opposites when seniors own the merge button.

Compliance-aware delivery

Audit logs, access control, encryption patterns — built in, not bolted on after the auditor shows up.

Product translation

Compliance, risk, and product speak different languages. Our PM writes the spec both sides can sign.

Senior security review

Injection, authZ gaps, leaked keys — caught before staging, not after breach.
The delivery model

From messy ask to production in days

No six-week discovery phase. No ticket queue. One continuous loop — spec, build, eval, ship — with senior people accountable at every step.

01

Your ask

A Slack message, a 30-minute call, a messy paragraph — however you actually communicate today.

02

Product spec

Our product lead returns scope, success metrics, and what we're not doing — same day.

03

Senior review

A named engineer signs off on approach, risks, and architecture before a line ships.

04

Build & eval

Agentic workers build at speed; seniors review every merge. Shadow eval on your data.

05

Production

Staging in days, pilot in weeks. Handoff docs, observability, 30-day fix window.

The formula

It takes all three.

A model supplies none of what makes great software. You bring the product expertise — what to build and how you'll know it's right. We bring the AI and engineering expertise, plus the agentic system that turns it into reviewed, production-grade code. Drop any one of the three and you get plausible code that doesn't fit, doesn't scale, or never ships.

You bring this

Product expertise

Your product expert

One person on your side owns what to build and how you'll know it's right — the requirements up front and the acceptance testing at the end. Nobody knows your business like you do.

It does what your business actually needs
Tylt brings this

AI + engineering expertise

An AI-native senior engineer

One of our top engineers — fluent in both the model and the architecture — owns the quality bar, reviews everything the agents produce, and rejects what only looks right.

It works as expected and scales to your daily active users
Tylt brings this

The system we built

Our agentic worker system

A purpose-built harness puts a configurable fleet of agent workers to work under that engineer's direction, doing the physical build at speed. Dial it up or down to match your pace.

  • Coding
  • Specs
  • Documentation
  • Testing
  • Deployment
It ships fast, without the headcount or the bill

= a great product

Software that does exactly what it's supposed to do — and scales to the daily active users you need it to.

Three options

Offshore vs agency vs Tylt

Offshore is cheap until you count your time. US agencies are quality until you see the invoice. Tylt is the third option — onshore accountability at offshore economics.

Tylt
  • Senior engineers accountable by name
  • Product people write the specs
  • Ship small features in days
  • Prove it on your data before full price
  • US hours, daily async updates
  • Total cost competitive with offshore
  • You own all code & IP
  • No minimum headcount or lock-in
Offshore shop
  • Senior engineers accountable by name
  • Product people write the specs
  • Ship small features in days
  • Prove it on your data before full price
  • US hours, daily async updates
  • Total cost competitive with offshore
  • You own all code & IP
  • No minimum headcount or lock-in
US agency
  • Senior engineers accountable by name
  • Product people write the specs
  • Ship small features in days
  • Prove it on your data before full price
  • US hours, daily async updates
  • Total cost competitive with offshore
  • You own all code & IP
  • No minimum headcount or lock-in
90-day pilot

One workflow, one audit-safe pilot

Pick the feature blocking a partner launch or audit remediation.

Week 1 — shadow eval

Replay historical tickets. See what we'd ship vs flag for compliance review.
  • No prod access required
  • NDA first
  • Kill clause

Weeks 2–3 — production pilot

One scoped workflow live with named senior engineer and product lead.
  • Fixed price
  • Your infra
  • Full audit trail

Day 90 — expand

Retainer for product work or keep the code. Scale without offshore ping-pong.
  • No lock-in
  • SOC 2 docs available
  • 100% IP yours

Run the numbers

Fintech: fully loaded cost vs offshore

Include audit rework and your hours writing specs. That's the real comparison.

Your current team

Tick “Uses AI” for anyone already on Claude Code, Copilot, etc.
$/yr
$/yr
$/yr

Assumptions

1.30×

Base salary → true cost (benefits, tax, equipment, overhead). Industry standard ≈ 1.3×.

360 hrs

How much agent time it takes us to deliver one developer-month of reviewed output. Higher = more conservative.

Cost reduction vs your in-house team

74%less with Tylt

Your team, loaded

$52,000/mo

With Tylt

$13,690/mo

You save / year

$459,720

$38,310/mo · ~1.4 effective dev-months matched

Get this quote
FAQ

Fintech teams evaluating onshore engineering

Compliance, velocity, and the shadow eval.

Send one compliance-sensitive ask and a sample of your backlog

Spec, shadow eval, and fixed pilot price in five business days. Named senior engineer. US hours.

Typical reply within a few hours · Pilot spots via the bar above